Job-Related Injury & Workers’ Compensation – Legal Overview

If you are injured at your job or while performing a task for you job, you are entitled to worker’s compensation. Here is a quick overview of the legal process that worker’s compensation entails.

What is covered? Any injury sustained while doing something for your employer or as part of your employment is covered. Injuries during company social functions may be covered, in some cases, if it happened on company grounds- such as the company cafeteria during lunch time.

What is Required? In order to be compensated, you must first prove that you were injured. While not all accidents require immediate medical attention, you want a doctor to document your injuries as soon as possible. You must also promptly notify your employer of the injury as soon as possible. You will need to demonstrate that your injuries are covered by workers compensation law. Worker’s compensation can cover medical bills, as well as your expenses while you recover.

Who Pays? Many times, companies carry worker’s compensation insurance. It is the insurance company that will review and process your claim and, eventually, deliver a payout for your injuries. If your employer does not have insurance, they may be responsible for paying you the worker’s compensation that you are entitled.

When to Call a Lawyer? Many times, claims are reviewed and processed in a timely manner. However, if your claim is being delayed or denied, or if you feel that you need more compensation than is being paid to you, it may be necessary to seek legal aid. A lawyer can make sure that you get all of the money that you deserve in a prompt manner and can handle the legal process if you are not able to do so.

Being injured is difficult, but it is important to know your rights and promptly take appropriate steps to help ensure that you are protected and can continue to maintain your life while you recover.

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